The Parent's Investing Blueprint — Free Guide | First Step Wealth
A free guide for parents

How $50/month becomes $5 million for your kid.

A free 6-page guide showing how to set up your child's first investment account in 30 minutes — and the math that lets it grow into millions while you sleep.

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A Free Guide From First Step Wealth
The Parent's Investing Blueprint.
How to set up your child's first investment account in 30 minutes — and the math that lets it grow into millions.
2026 Edition · v1.0 fsw.
What's inside

Six pages. Real math. Specific steps.

01

The Math (why this matters)

The actual numbers behind $50/month → $5.4M. Verified, conservative, defensible. No hype.

02

Choose the right account type

UTMA, 529, custodial Roth IRA, or a brokerage in your name — which one fits your situation and why.

03

Open the account in 10 minutes

Which brokerage to use (Fidelity, Schwab, Vanguard) and the exact 7-step setup process.

04

What to actually invest in

The boring answer that works: broad index funds. What to look for, what to avoid, what it costs.

05

The habit that makes it work

Automation setup that survives 18 years. The one thing that separates parents who follow through from those who quit.

06

The conversation at age 18

Exactly what to say when you hand the account over — so your child continues the system instead of cashing it out.

The numbers

Same $10,800 in. Wildly different outcomes.

$50/month · From birth to 18
You contribute ($50 × 18 years)$10,800
Account value at age 18~$30,000
If they stop and let it grow (age 65)~$2.6M
If they continue $50/month themselves (age 65)~$5.4M
"The gift isn't the dollars you contribute. It's the habit you start and the math you let run."
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PDF · 6 pages · 618 KB
If this helped

Continue with Build Your First Portfolio.

A practical 115-page guide to choosing your own accounts, researching stocks and ETFs, building an allocation, and maintaining a long-term portfolio.

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